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LIABILITY RESTRICTIONS 

This site is published and shared with the sole purpose of being a fun, informal, general purpose educational tool. You should not rely solely on the information provided on this site for the basis of making a decision. All material is provided without any express or implied warranties. Neither Lovejoy, Inc., nor its affiliates assumes responsibility for any errors or omissions in the material. In no event shall Lovejoy, Inc. or its affiliates be liable for any special, indirect or consequential damages resulting from any use or performance of or content errors or omissions in the material, even if notified in advance of the potential for such damages. 

All users of the material agree that access to and use of the material is subject to the terms and conditions stated in this legal notice, as well as all applicable laws, and such access and use is at the user's own risk. These terms and conditions are subject to change from time to time without notice by updating or revising this legal notice.

Lovejoy, Inc. may provide links to other sites that are not maintained by Lovejoy, Inc.. Lovejoy, Inc. does not endorse those sites and is not responsible for the content of such other sites.

COPYRIGHT 

The entire contents of this site are copyrighted under United States law and protected by worldwide copyright law and treaty provisions. Copyright rights in such contents and the software provided are owned by or licensed to Lovejoy, Inc.. The trademarks used are the exclusive property of Lovejoy, Inc.unless otherwise indicated. Other product names contained in this web site may be trademarks or registered trademarks of their respective owners. Images of people or places in this web site are either the property of or used with permission by Lovejoy, Inc.. 

The use or misuse of those images except as expressly authorized is prohibited. Materials from this website may not be copied, distributed or transmitted in any way without the prior written consent of Lovejoy, Inc.. Users of this site MAY download one copy of any and all materials on the site for personal, non-commercial use, provided they do not modify or alter the materials in any way, nor delete or change any copyright or trademark notice. No rights or licenses in any such material are granted or implied. All material on this site is provided for lawful purposes only. Lovejoy, Inc. reserves complete title and full intellectual property rights in materials downloaded from the site.
 
SUBMISSIONS TO LOVEJOY, INC.

Any information, including but not limited to remarks, suggestions, ideas, graphics or other submissions, communicated to Lovejoy, Inc.through this site is not confidential. Lovejoy, Inc. shall be entitled to reproduce, distribute or use any such information submitted for any purpose without compensation to the person sending the submission. 

The user acknowledges the originality of any submission communicated to Lovejoy, Inc. and accepts responsibility for its accuracy, appropriateness and legality.

APPLICABILITY OF CONTENT

Information on this site includes description of products and services available in the United States of America only. This site is operated in the State of Illinois, United States of America, and Lovejoy, Inc. makes no representation that the content provided is applicable or appropriate for use in other locations.

ENFORCEMENT OF TERMS, CONDITIONS, AND PRIVACY POLICY

These terms, conditions, and privacy policy are governed and interpreted pursuant to the laws of the State of Illinois, United States of America, notwithstanding any principles of conflicts of law. If any part of these terms and conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions. 

Lovejoy, Inc. can revise these terms, conditions, and privacy policy at any time by updating this posting.

Lovejoy, Inc. may terminate this agreement at any time without notice for any reason. Users may terminate this agreement by destroying all materials obtained from the Lovejoy, Inc. site. 

Lovejoy, Inc. and its affiliates enforce their intellectual property rights to the fullest extent of the law. If you have any questions concerning the legal notices stated above, you may contact the Lovejoy, Inc. at: 

Lovejoy, Inc.
2655 Wisconsin Avenue
Downers Grove, Illinois 60515
U.S.A.